http://www.aboutdebtsolutions.com/solution/american-financial-solution.html American financial solution - you will be rewarded for your good behavior. Get your American financial solution in action today. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 When your financial defenses have gone awry and the incoming salary isn't supporting the out-of-control monthly obligations, it is time to call forth a new plan. Redesign your financial destiny with your new approach, your American financial solution. American financial solution and realistic goals Don't let the fleeting goal of economic independence drift away. The battle begins with your expanding awareness of what your options are so - buckle up. Read about non-profit credit counseling and the variety of debt management plans that may end up being just the American financial solution that you need. Definitely check out your credit report. It is your right to contest any information within that you believe to be wrong. This process calls forth the need for you to put in writing any erroneous information you find. Once submitted to one of the three major credit reporting agencies (CRAs) - they HAVE to remove the erroneous info within a certain time frame - around 60 days. You will be rewarded with the confidence that will ensue from taking the initiative to begin setting your American financial solutions into action. But you have only just begun. Now you have to decide if you can bring about the rest of your American financial solution - or if you will need the assistance of the counselors who can redraft the debt. If consolidation ends up being part of your solution - when done right - you can have a good chunk of the debt decreased or eradicated - in two ways: Negotiation Lowered repayment APR Negotiation happens between either yourself (or your non-profit credit counselor) and your creditors. By pleading your case and requesting the waiving of accumulated nuisance fees (over-the-limit charges and late fees) - you stand the chance of scoring some hefty reductions before each account is bundled. With consolidation as your financial solution - the next step would be for all balances to be incorporated into one - the repayment of which will be easier with the very attractively reduced APR. Most consolidation plans are completed within 3 - 5 years. Check them out thoroughly for credibility before signing on board with any one company. Sat, 26 Jul 2008 15:00:00 EDT